Less of your courtesy, and more of your purse.

Polite words are not enough when someone needs material help. The speaker asks for generosity that has a practical cost rather than kindness expressed only through manners.

The proverb contrasts a courteous manner with a willingness to give money. It can also convey impatience with someone whose expressions of concern are not matched by useful assistance.

Use it to press for financial help when polite assurances or sympathetic words do not meet a practical need. Its direct phrasing can sound reproachful, so it suits a pointed response rather than a gentle request.