«ظَنَّانْ خَوَّانْ خَالِي مِنِ الْإِحْسَانْ»

The saying packs three faults into one rhyming verdict. The person it describes habitually thinks the worst of others, repeatedly betrays the trust placed in them, and shows no kindness, generosity, or decent conduct toward anyone. Together these traits sketch a character that is both untrustworthy and ungenerous.

Applied to someone, the phrase works as a sweeping dismissal rather than a measured critique. It warns listeners that such a person offers no goodwill in return for loyalty. It also implies that their suspicion of others sits alongside their own readiness to deceive.

Use it to condemn someone whose distrust of others goes hand in hand with their own disloyalty and meanness. It suits complaint, gossip, or a scathing description of character. Said to someone's face, it is a direct insult, and it does not fit mild criticism or polite conversation.